Auto Insurance
Finding the best auto insurance coverage is easier said than done. Unless, that is, you work with the experts at The Marshall Group of NC. With years of experience comparing and contrasting the different auto insurance policies available, our team of dedicated insurance professionals can help you find the best rates without compromising your needs.
Main Types of Auto Coverage
The best auto coverage will depend on your needs. Our auto insurance agents can educate you on the different options available to ensure you feel comfortable with your choice in coverage. Plus, we can help you personalize your policy to provide you with the protection you desire.
Liability Insurance Coverage - Liability insurance will help cover the other driver’s expenses caused by an accident that you are at fault for, but it does not cover your expenses. Liability coverage is required by law in nearly all states.
Collision Insurance Coverage - Collision insurance will help cover repairs or replacements for your car if it is damaged in an accident. It covers collisions with other vehicles, objects, and animals.
Comprehensive Insurance Coverage - Comprehensive insurance doesn't cover any accident-related costs, but will help pay for repairs or replacements if it is stolen or damaged from incidents other than a collision. Popular comprehensive claims include hail, fire, and vandalism.
Our car insurance agents are well versed in the details of these coverage options to help educate you during the decision-making process.
Other Types of Auto Coverage
To make sure that your plan meets all of your needs, there are other types of auto insurance that you can consider
- Uninsured/uninsured motorist policies cover you and any passengers in your vehicle if you are in an accident that is caused by someone uninsured.
- Medical payments auto insurance helps to pay for your medical expenses, whether you were at fault or not.
- Personal Injury Protection (PIP) could cover medical expenses, but can also contribute to lost wages and other expenses related to the accident.
- Rideshare insurance will cover you while working for rideshare companies such as Uber or Lyft.
uninsured motorist
RIDESHARE
Medical payments
PERSONAL INJURY PROTECTION
Ways to Customize Your Insurance
Towing and Roadshare service will help you arrange a tow truck if your car breaks down, or assist you in changing a tire or jump-starting your car.
Rental car reimbursement will cover the expenses of a rental car while yours is being repaired or was damaged by an accident.
Customized equipment works well if your car includes custom upgrade features. If your custom paint job is damaged during a collision, this policy addition can help cover those costs.