Home & Renters Insurance
If you are a homeowner or renter, it’s important to understand your insurance options. As home insurance agents in North Carolina, The Marshall Group is happy to help you learn about our home and renters insurance coverage plans, so you can find the best options for your living arrangements.
The Basics of Home Insurance
Home insurance is right for you if you are a homeowner. The most basic plans will insure the structure of your home, should it be damaged by hail or vandalism, and it can also insure your belongings in the case that they may be damaged. Liability coverage will help cover any damage to others that may occur in your home. Insurance for homeowners is meant to give you peace of mind, and it is important to know about your policy options to make an informed decision. If you live in North Carolina, The Marshall Group insures, we can help you understand and customize a plan.
What is Covered by Renters Insurance?
Renter's insurance is similar to home insurance for those that do not own their homes. Even if you are renting, having insurance is still just as important. There are three types of coverage that The Marshall Group recommends renters understand.
Personal property coverage will help to pay the costs of repairing any of your personal belongings, such as furniture or electronics if they are stolen or damaged in a disaster.
Liability insurance plans will cover repairs if you damage the property or if a guest is injured on the premises.
Additional living expenses insurance can cover costs if the home you are renting is uninhabitable.
Choosing the right policy package can be tricky, especially given the nuances of each of the insurance plans. The Marshall Group will help you to feel confident in the details of plan options and lead you to make an informed decision.